2 thoughts on “Bank of China Customer Level Category”
Hannah
Customer Customers levels are divided into: ordinary customers, BOC Financial customers, BOC Fortune customers, private bank customers. For further understanding, please call the Bank of China customer service hotline 95566 for consultation. The above content is for your reference. Please prevail in business regulations. If you have any questions, please consult the Bank of China online customer service. IV, please download and use the Bank of China Mobile Banking APP or BOC Cross -border Go APP to handle related businesses.
Customer Customers levels are divided into: ordinary customers, BOC Financial customers, BOC Fortune customers, private bank customers. The customer level of the Bank of China is defined as a standard based on your assets, loans and credit card consumption: 1, assets: (1) access standard: financial assets at the end of the last month (financial management Level 200,000 yuan, wealth level 2 million yuan, private travel level 8 million yuan), the beginning of the following month came into effect. (2) Exit Standard: September for 6 consecutive months has not reached the standard (that is, no financial assets have been reached in the standard within 6 consecutive months), and withdrawn from the end of the next month (that is, about 7 months). 2, loan category: (1) access standard: the monthly loan balance has reached the standard (500,000 yuan in financial management, 2 million yuan in wealth, and 8 million yuan in private travel levels), the beginning of the following month came into effect. (2) Exit Standard: No one day for 6 consecutive months, and exit at the end of the month. 3, credit card category: (1) access standards: In the past 12 months, the cumulative consumption of credit cards has reached the standard (the total consumption of the standard has reached 50,000 yuan, and the consumption standard customers are all financial management levels), times Effective at the beginning of the month. (2) Exit Standard: Card consumption for less than 50,000 yuan within one year after the access of card consumption customers withdrew, withdrawing at the end of the month. ordinary customers: Only the most basic business is different from VIPs and company households. BNB Financial customers: It is a VIP customer of Bank of China, you can enjoy the exclusive product of BOC Financial VIP customers, one -on -one professional financial services. You can enjoy the convenient and high -quality exclusive service. At the same time, relying on the global service networks at home and abroad, senior financial experts and diversified investment and wealth management products, Bank of China will fully take care of the financial needs of BOC's financial management VIP customers to help It realizes the value preservation and value of wealth. If you want to be a Bank of China financial customers, you need to meet some conditions. For example, the personal housing loan contract applied for the Bank of China with a total financial assets in China reached 500,000 yuan, and the personal housing loan contract applied for the Bank Personal customers with 10,000 yuan. The Bank of Fortune Customers: When the following standards are reached, they can be admitted to wealth management customers: (1) The average monthly financial assets of the Bank of China reached an equivalent of RMB 200,000 (inclusive). (2) The cumulative consumption of the 12 months before the use of the Bank of China credit card is equivalent to more than 100,000 yuan. Among them, consumption statistics: do not include large -swipe consumption and zero deduction rates with one -time house purchase, car purchase, decoration, etc. (such as primary and secondary schools, ordinary universities, charity and social welfare organizations, taxpayers and other non -profitability Institutions) Consumption of merchants. (3) The balance of various personal loans at the end of the Bank of China reached more than 500,000 yuan at the end of the month. Among them, loan statistics: normal class balance. The service equity has customized wealth management, asset allocation, exclusive credit card, cross -border finance, preferential rates, value -added services, exclusive channels, consisting of foreign exchange, securities, funds, insurance, gold, law, finance and other elites The professional investment consultant team, draw on advanced international experience, should design a variety of financial management plans and provide consulting services in your long, medium and short -term investment needs. It will have a exclusive customer manager to provide you with differentiated and valuable professional analysis for the integration of related industries and financial information; tailor -made personal and family life wealth planning and investment portfolios; Provide dynamic management and adjustment suggestions for product configuration according to your needs and market changes. Prive -based bank customers: Bank of China private banking customer treatment (1) A number of bank services can be free: including cross -bank ATM cash cash, cross -bank transfer remittance remittances, personal domestic and foreign currency cross -border remittances, deposit certificates, agents overseas overseas Part -time account opening, various domestic and foreign currency deposit certificates of deposit certificates, electronic bank certification tools, debit card annual fees, account management fees, etc. (2) Private banks exclusive value -added services, including value -added services such as travel courtesy, medical health, sports and leisure, and quality life. (3) The exclusive financial products of private banks include exclusive investment products and exclusive wealth management products. Among them, investment products include credit assets, securities investment, equity pledges and alternative investment. It also provides exclusive comprehensive financing products. (4) Professional financial services of private banks: remote account services, consultant consulting services, investment consulting services. The expansion information: Bank of China's customer credit grades are divided into AAA, AA, A, BBB, BB, BB, B, CCC, CC, C, and D -level. Essence aaa -A, the degree of credit is "excellent, excellent, and good", the customer's credit is very good, the overall business is stable, the operating conditions and financial conditions are good, the capital and liabilities are reasonable, and the cash flow during the operation process is sufficient. Strong debt capacity. bbb — B, credit is "better, still, general, general", customer credit is better, cash turnover and asset -liability status can be guaranteed for debt repayment, and credit has a certain risk.
Customer Customers levels are divided into: ordinary customers, BOC Financial customers, BOC Fortune customers, private bank customers. For further understanding, please call the Bank of China customer service hotline 95566 for consultation.
The above content is for your reference. Please prevail in business regulations.
If you have any questions, please consult the Bank of China online customer service.
IV, please download and use the Bank of China Mobile Banking APP or BOC Cross -border Go APP to handle related businesses.
Customer Customers levels are divided into: ordinary customers, BOC Financial customers, BOC Fortune customers, private bank customers. The customer level of the Bank of China is defined as a standard based on your assets, loans and credit card consumption:
1, assets:
(1) access standard: financial assets at the end of the last month (financial management Level 200,000 yuan, wealth level 2 million yuan, private travel level 8 million yuan), the beginning of the following month came into effect.
(2) Exit Standard: September for 6 consecutive months has not reached the standard (that is, no financial assets have been reached in the standard within 6 consecutive months), and withdrawn from the end of the next month (that is, about 7 months).
2, loan category:
(1) access standard: the monthly loan balance has reached the standard (500,000 yuan in financial management, 2 million yuan in wealth, and 8 million yuan in private travel levels), the beginning of the following month came into effect.
(2) Exit Standard: No one day for 6 consecutive months, and exit at the end of the month.
3, credit card category:
(1) access standards: In the past 12 months, the cumulative consumption of credit cards has reached the standard (the total consumption of the standard has reached 50,000 yuan, and the consumption standard customers are all financial management levels), times Effective at the beginning of the month.
(2) Exit Standard: Card consumption for less than 50,000 yuan within one year after the access of card consumption customers withdrew, withdrawing at the end of the month.
ordinary customers: Only the most basic business is different from VIPs and company households.
BNB Financial customers: It is a VIP customer of Bank of China, you can enjoy the exclusive product of BOC Financial VIP customers, one -on -one professional financial services. You can enjoy the convenient and high -quality exclusive service. At the same time, relying on the global service networks at home and abroad, senior financial experts and diversified investment and wealth management products, Bank of China will fully take care of the financial needs of BOC's financial management VIP customers to help It realizes the value preservation and value of wealth. If you want to be a Bank of China financial customers, you need to meet some conditions. For example, the personal housing loan contract applied for the Bank of China with a total financial assets in China reached 500,000 yuan, and the personal housing loan contract applied for the Bank Personal customers with 10,000 yuan.
The Bank of Fortune Customers: When the following standards are reached, they can be admitted to wealth management customers:
(1) The average monthly financial assets of the Bank of China reached an equivalent of RMB 200,000 (inclusive).
(2) The cumulative consumption of the 12 months before the use of the Bank of China credit card is equivalent to more than 100,000 yuan. Among them, consumption statistics: do not include large -swipe consumption and zero deduction rates with one -time house purchase, car purchase, decoration, etc. (such as primary and secondary schools, ordinary universities, charity and social welfare organizations, taxpayers and other non -profitability Institutions) Consumption of merchants.
(3) The balance of various personal loans at the end of the Bank of China reached more than 500,000 yuan at the end of the month. Among them, loan statistics: normal class balance.
The service equity has customized wealth management, asset allocation, exclusive credit card, cross -border finance, preferential rates, value -added services, exclusive channels, consisting of foreign exchange, securities, funds, insurance, gold, law, finance and other elites The professional investment consultant team, draw on advanced international experience, should design a variety of financial management plans and provide consulting services in your long, medium and short -term investment needs. It will have a exclusive customer manager to provide you with differentiated and valuable professional analysis for the integration of related industries and financial information; tailor -made personal and family life wealth planning and investment portfolios; Provide dynamic management and adjustment suggestions for product configuration according to your needs and market changes.
Prive -based bank customers: Bank of China private banking customer treatment
(1) A number of bank services can be free: including cross -bank ATM cash cash, cross -bank transfer remittance remittances, personal domestic and foreign currency cross -border remittances, deposit certificates, agents overseas overseas Part -time account opening, various domestic and foreign currency deposit certificates of deposit certificates, electronic bank certification tools, debit card annual fees, account management fees, etc.
(2) Private banks exclusive value -added services, including value -added services such as travel courtesy, medical health, sports and leisure, and quality life.
(3) The exclusive financial products of private banks include exclusive investment products and exclusive wealth management products. Among them, investment products include credit assets, securities investment, equity pledges and alternative investment. It also provides exclusive comprehensive financing products.
(4) Professional financial services of private banks: remote account services, consultant consulting services, investment consulting services.
The expansion information: Bank of China's customer credit grades are divided into AAA, AA, A, BBB, BB, BB, B, CCC, CC, C, and D -level. Essence
aaa -A, the degree of credit is "excellent, excellent, and good", the customer's credit is very good, the overall business is stable, the operating conditions and financial conditions are good, the capital and liabilities are reasonable, and the cash flow during the operation process is sufficient. Strong debt capacity.
bbb — B, credit is "better, still, general, general", customer credit is better, cash turnover and asset -liability status can be guaranteed for debt repayment, and credit has a certain risk.